June 3, 2024
scam calls alert

Credit Investigation Department Scam: Not A Genuine Phone Call! Do Not Fall Victim!

The Credit Investigation Department Scam is the recent scam tactics that has been making wave over the internet. Did you receive any call from an unknown number claiming to be from Credit Investigation Department? If yes, do not listen to them! It is a huge scam. This review uncovers the fraudulent activities of this scammers and offers tips on how to detect scam texts and avoid them. Read till the end.

Phishing (Email scams) and Smishing (Fraud through Text messages) are on the increase these days. Scammers are now coming up with several ways to defraud people on a daily basis. One of the ways they do this is by sending text messages to people prompting them to release vital information or even gaining access to their information without their knowledge. Receivers of such texts are therefore advised to always carry out due diligence before giving out any information about themselves.

What Is The Credit Investigation Department Scam All About?

Credit Investigation Department Scam is a scam call placed by fraudsters disguising themselves as Credit Investigation Department. The caller says that an issue was discovered in your account or that you are owing a certain amount of money. They may also send a link with which to provide relevant information about you. Do not fall for it.

How Does Credit Investigation Department Scam Work?

In order to appear genuine, Cyber criminals employ like those behind the Credit Investigation Department Scam Call employ different strategies. This includes trying to convince customers that there is a problem with their credit report or that they still have debts to clear. They make it sound urgent and instill fear on their victims so that they will do whatever these scammers tells them without having a second thought. Once they give in, their personal details is collected by these scammers.

Credit Investigation Department Scam calls alert

What Are The Effects Of Phishing Scams On The Receivers?

The negative effects that the Credit Investigation Department Scam call has had on people who fell victim of their tricks unknowingly is really alarming. Some lost their life time savings because they gave in to the threats of these scammers thinking they are genuine. Others even ran into huge debt because they had to borrow from friends to pay to resolve the “issue” stated by the caller. Some other victims were even put in a critical health condition just because they could not bear the shock of losing all they had to these fraudsters.

These and may more stories, prompted us to start educating the public about this fast rising phishing call scam known as Credit Investigation Department Scam as well as other methods used by scammers these days.

How To Detect Credit Investigation Department Scam Calls.

Below are some of the ways you can identify a scam call by fraudsters.

  • They make the text sound urgent and give penalty for those who default. This is to instill fear and make the receiver do what they said.
  • They disguise to be a reputable agency, steal the agency’s official logo and address just to convince customers.
  • They send links to malicious sites to get your personal information and steal from you.
  • There are usually errors in their email address or the content of the mail or text.
  • Majority of them only make use of calls, text messages and chats.

6 Ways To Avoid Being Scammed By These Fraudsters.

In order not to be a victim of the Credit Investigation Department Scam or any other fake agency, follow these instructions:

  • Do not click on any link or download attachment from an unknown sender: Do not be in a hurry to click on any link sent in a mail or text message from someone you do not know.
  • Check the URL of the links they sent: Is there is an error in the URL or even the content of the text message like misspelling or omission, then know it is a scam.
  • Carry out your investigation: Before clicking on any link, do a research to know if they are actually it is actually coming from the said organization. This will save you a lot.
  • Do not disclose your personal information anyhow: No genuine agency will request that you provide personal information such as bank account details, password information and others immediately.
  • Report suspicious email or text: As soon as you discover a fraudulent text or email, report to your local enforcement agency so that they will take actions to stop further scam activities. If you have already shared your personal or financial information with these scammers, all you just have to do is to shut down your cards, then report the incident.
  • Tell others about the Credit Investigation Department Scam Calls: Enlighten your friends and family member about the ongoing scam so that they will be aware and not fall victim.


People should be cautious of the information they give out about themselves. There are many scammers out there targeting unsuspecting people. Sadly, Credit Investigation Department Scam is one of the viral phishing call scams over the internet recently just like the Vanner Ship Scam Job Calls. To stay safe from these fraudsters, you have to adhere to the instructions given above. Click Here to see a list of phishing scams to avoid. Other online scams we have reviewed are Barclays Text Message Scam and Green Key Resources Scam


EZ is book freak who is passionate about making the internet a safe place. She writes reviews and expose scams. In her free time, she loves surfing the web on her phone and chatting on social media

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